Vegan Black Bean Chili

1 Heat oil in a deep vessel on medium heat
2 Add cumin powder and bay leaf, then add garlic, chopped jalapeños or green chillies, chopped onions and sauté for some time. 
3 Then add peppers and salt and cook till it softens. 
4 Now add smoked paprika/ red chili powder, chili seasoning/taco seasoning, diced tomatoes and add 1/2 of the beans
5 Use a masher to mash the veggies and beans mixture. You can use a hand blender instead but turn off the heat for few minutes while using it.
6 Now add remaining beans mixture and add water/veg broth and let it simmer for 30 minutes till water cooks down and you have a thick soupy like mixture.
7 Squeeze lime juice and turn the heat off.
8 Garnish with scallions, cilantro, diced tomatoes and avocados. Serve it with tortilla chips.